https://www.serviceexperts.com/faq/what-is-the-difference-between-an-air-handler-and-furnace

Air handlers and furnaces aren't typically installed in the same home in North America. If you have a furnace, you most likely won’t need to think about an air handler. Air handlers are frequently paired with heat pumps and manage airflow across your residence. Some systems also provide extra heating and cooling pieces to support the heat pump. A furnace heats in a different manner by pushing heated air into your vents, which send it across your residence. Since furnaces depend on combustion chambers to produce heated air, they don't have some of the parts you'll see in a standard air handler.

What is the Difference Between an Air Handler and Furnace?

Air handlers and furnaces aren't often installed together in Albany. If you rely on a furnace, you probably won’t need to consider an air handler.

Air handlers are frequently linked with heat pumps and control airflow across your home. Some models also have extra heating and cooling pieces to assist the heat pump.

A furnace heats in a different manner by pushing warm air into your vents, which move it around your house. Since furnaces use combustion chambers to make warmth, they don't need some of the pieces you'll spot in a regular air handler.