Just think: it’s August, getting close to triple digits, and your air conditioning unit stops. It just dies. Quits working. No more air conditioning, no more cool air to combat the summer heat and keep your home comfortable. It’s gone.
So you call an HVAC company to come check everything and they validate what you already knew – you have to buy a new system. And then they explain something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, based on the type of air conditioning system(s) you want, the style of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the season soaking in sweat and blowing fans over ice? Or use all your savings (and maybe sell a body part) to cover the cost of a new air conditioner?
But what if there was another option? Enter financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you remember that the average consumer in the United States has less than $5,000 they can access, it makes total sense. So when life happens and things fail, and unexpected expenditures such as an air conditioner repair or replacement is required, it is essential that we have affordable financing options available.
At Roland J. Down Service Experts we have a variety of financing options for homeowners looking to replace their HVAC systems. The first group of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional purchasers are those that will most likely have the available dollars to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.
Roland J. Down Service Experts also offers financing programs with a lower monthly fixed payment and a decent interest rate. This is for people who may not have the money as quickly but can afford a lower monthly cost. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This option makes a new HVAC system more affordable, while also obtaining an efficient system that will help reduce energy bills while giving home comfort.
The financing programs at Roland J. Down Service Experts include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, what are you waiting for? Call Roland J. Down Service Experts today for a no-charge in-home home comfort analysis and we will help you determine which heating and cooling system is right for your home AND which financing option works best for your life. We can’t wait to hear from you!